What Credit Score Changes Mean for Borrowers

by amyc

New scoring models and buy now, pay later reporting in 2026 could change who qualifies for a mortgage. Agents should watch for shifts in approvals and timing.

Categories

Recent Posts

Hispanic buyers play growing role in housing market
Hispanic buyers play growing role in housing market
Real estate inquiries often fail to reach agents
Real estate inquiries often fail to reach agents
Buyers increasingly look to co-buying to ease housing costs
Buyers increasingly look to co-buying to ease housing costs
Home buyers turn to AI to help with their search
Home buyers turn to AI to help with their search
Three factors that can help buyers secure lower rates
Three factors that can help buyers secure lower rates
Hurricane Isaias recovery resources available
Hurricane Isaias recovery resources available
Small changes that can help agents stand out in any market
Small changes that can help agents stand out in any market
Fed minutes: Another rate hike likely this year to combat inflation
Fed minutes: Another rate hike likely this year to combat inflation
Average long-term mortgage rate rises 7th week in a row
Average long-term mortgage rate rises 7th week in a row
Florida Realtors disaster fund ready to help
Florida Realtors disaster fund ready to help

Share on Social Media

Debbie Gentry

"My job is to find and attract mastery-based agents to the office, protect the culture, and make sure everyone is happy! "

+1(352) 217-3179

debbie@debbiegentry.com

GET MORE INFORMATION

Name
Phone*
Message
By checking this box, and clicking “SUBMIT,” I am confirming that I have read and agree to this website’s Privacy Policy and Terms of Service and I am providing my electronic signature and consent to receive marketing communications (about real estate brokerage services, and one or more properties that I may buy, sell, or rent), that may be delivered to me via email, telephone call and/or text messaging (using “automated technology” such as an automatic telephone dialing system, and/or an artificial or prerecorded voice), from eXp Realty® and its independent contractor real estate agents, and/or its affiliates at the telephone number and email address I provided. Message frequency varies and message and data rates may apply. Consent is not a condition of purchase. You may opt-out at any time by replying “STOP” to a text or “HELP” for assistance or unsubscribing via email. You may call to obtain direct assistance.